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Self-managed superannuation fund (SMSFs) are super funds that you run yourself. Instead of paying super contributions into an industry fund, you can pay it into a fund where you choose what to invest in, including property. There are significant rules in order for a SMSFs to be compliant, however for almost 2 years SMSFs have been allowed to borrow money to purchase assets such as property and some investors believe this is one of the best tax incentives for property investing. ..
How much do I need to retire? Should I refinance the mortgage? What is my Net Worth? How much can I save on the family budget? EQUIS Group has developed a series of FREE Financial Tools available on our website for immediate download. Our Financial Software has been specifically developed with YOU in mind! Quick to download, easy to understand and navigate, these tools will save you time and money! For those who need more technical answers or solutions we have developed our EQUIS Advanced Financial Tools - check out the EQUIS Shop for software to help answer even the toughest of questions!
Super may not be a topic you love to discuss however the quality of your retirement years, whether a long way off or just around the corner, will be set by the amount of super you can ultimately accumulate between now and then! ..
If your income is below $61,920 and you make a voluntary contribution to your superannuation, you may be entitled to up to an additional $1000 contribution from the Federal Government into your super. Below $31,920, the government will match dollar for dollar. If your income is between $31,920 and $61,920, your entitlement is reduced by 3.333c for every dollar you earn above $31,920. For further information click on the link below. ..
The first time I heard Jodie Mc Iver speak I was mesmerised. Her knowledge on money and finance and her delivery prompted me to make some drastic changes in my financial habits.
..more - Cyndi O'Meara, Author and Nutritionist, Sunshine Coast